Enter your deal details, pay $49 CAD, and receive a full underwriting report — NOI, CMHC financing, IRR, sensitivity analysis, and a deal verdict — by email in under 60 seconds.
Sample Report
12-Unit Apartment · Toronto, ON
CONDITIONAL BUY
Strong NOI with below-market rents. Turnover strategy over 24 months could push IRR above 28%. Consider VTB at 3% for 2 years to improve initial cash-on-cash.
Illustrative example · Your report is generated from your actual inputs
60
Canadian cities with market data
12
report sections per analysis
$49
CAD, flat fee, no subscription
< 60s
from payment to report in inbox
How it works
No account. No waiting. No spreadsheet.
Property address, unit mix, in-place rents, operating expenses, and purchase price. Takes about 5 minutes.
Secure checkout via Stripe. No account required — just your email to receive the report.
PDF delivered to your inbox within seconds. Plus an interactive web report you can revisit any time.
The report
Eight sections. One PDF. The same analysis an institutional underwriter would run.
GPI → vacancy → EGI → itemized expenses → NOI. Industry-standard defaults pre-filled, fully customizable.
LTV-based and DSCR-based loan sizing, insurance premium breakdown with amortization surcharges and MLI Select discount.
Side-by-side comparison with standard bank terms (75% LTV, 1.20× DSCR minimum) so you can choose the right structure.
Cash-on-cash, IRR, equity multiple, year-by-year cash flow, and exit analysis at your underwritten cap rate.
Model reno cost, rent bump per unit, and turnover timeline. Calculates stabilized NOI and return on renovation capital.
Cap rate and interest rate sensitivity matrices. See how your returns shift across a range of exit and financing assumptions.
CMHC median rents and vacancy rates for your city. Rentals.ca asking rents for 60 Canadian markets — so you know where rents stand.
STRONG BUY to PASS verdict with a written analysis: strengths, risks, and specific tactics to make the deal work (VTB, turnover strategy, CMHC vs conventional recommendation).
Methodology
This isn't a generic real estate calculator. It's the same underwriting framework used by actual asset managers in the Ontario multi-family space — the people running eight-figure portfolios who need to know exactly what a deal looks like before they pick up the phone.
The CMHC calculations in particular are notoriously tricky: semi-annual compounding converted to monthly, LTV vs DSCR constraints applied simultaneously, insurance premiums added back to the loan balance. We get them right.
CMHC MLI Select modeled the way a mortgage broker actually runs it — LTV and DSCR constraints applied simultaneously, insurance premium added to the loan balance, not ignored
Financing outputs show both what you can borrow and why: whether the loan is LTV-constrained or DSCR-constrained makes a material difference to your equity cheque and your options
Two rent benchmarks shown for every market — in-place rents and current asking rents — so you can see where your deal sits relative to both existing tenants and the open market
Value-add analysis built around realistic turnover assumptions, not a lump-sum renovation budget that ignores vacancy and sequencing
The deal verdict isn't a black box — it tells you what to actually do: whether to push for a VTB, which financing structure to use, and what your rent increase timeline looks like
Share it with your team
The PDF is print-ready and formatted to hand to your mortgage broker, equity partner, or lender — not a screenshot of a spreadsheet.
Pricing
One report. One price. No surprises.
Per report · One-time · No subscription
Secure checkout via Stripe · No account required
Get the same analysis a mortgage broker or institutional fund manager would run — in the time it takes to make a coffee.
Underwrite a Deal — $49 CADAll Canadian provinces · CMHC market data included · PDF + web report